General

Commercial background of insurance- Definition of Insurance

Parties to the Contract - Classification of contracts of Insurance

Description of the subject matter - Insurable interest - Insurance

Decree 1991, 1997.

 

The Policy:

Classification of Policies - Form and contents - effects of other documents Parole evidence commencement and duration - cancellation of risk Assignment Rules of construction.

 

The Claim:

Time of loss - Proximate cause- Making of Claim Burden of Proof.

 

Settlement of Claim

Payment of Loss- Application of proceeds of policy - Reinstatement subrogation - contribution Agency in Insurance Transaction Relation between principal and third parties - relation between agent and third parties.

Particular types of insurance in outline only; fire - Motor life Burglary - Public Liability - Personal accident- Guarantee.

 

Book Recommended

McGilvary and Parkington: Insurance Law

Bingham Motor Claim Cases

Lvamy: Personal Accident and Other Insurances

Irukwu: Accident and Motor Insurance in W.A

Riley: Consequential Loss and Insurance Claims

Houseman: Law of Life Insurance

Keeton: Insurance Law, Basic Text.

 


Level of Study: 600 Level